[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spidy.cz\/nebankovni-hypoteky\/#Article","mainEntityOfPage":"https:\/\/www.spidy.cz\/nebankovni-hypoteky\/","headline":"Nebankovn\u00ed hypot\u00e9ky","name":"Nebankovn\u00ed hypot\u00e9ky","description":"Za\u010dali jste se zaj\u00edmat o p\u016fj\u010dky a hypot\u00e9ky, a narazili jste na probl\u00e9m? Byli jste v bance, kde v\u00e1s odm\u00edtli? Pot\u0159ebujete pen\u00edze na pozemek? Mezi b\u011b\u017en\u00e9 a nej\u010dast\u011bj\u0161\u00ed d\u016fvody odm\u00edtnut\u00ed pat\u0159\u00ed \u0161patn\u00e1 bonita a z\u00e1znam v registru. Lid\u00e9 \u010dasto nedosahuj\u00ed sv\u00fdm p\u0159\u00edjmem na po\u017eadovan\u00e9 normy, nemohou tedy nastavit spl\u00e1tky tak, aby \u00fav\u011br dok\u00e1zali spl\u00e1cet. N\u00edzk\u00fd […]","datePublished":"2019-04-19","dateModified":"2019-04-19","author":{"@type":"Person","@id":"https:\/\/www.spidy.cz\/author\/#Person","name":"","url":"https:\/\/www.spidy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spidy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spidy.cz\/wp-content\/uploads\/img_a346396_w1702_t1560763788.png","url":"https:\/\/www.spidy.cz\/wp-content\/uploads\/img_a346396_w1702_t1560763788.png","height":0,"width":0},"url":"https:\/\/www.spidy.cz\/nebankovni-hypoteky\/","about":["Www"],"wordCount":425,"articleBody":"   Za\u010dali jste se zaj\u00edmat o p\u016fj\u010dky a hypot\u00e9ky, a narazili jste na probl\u00e9m? Byli jste v bance, kde v\u00e1s odm\u00edtli? Pot\u0159ebujete pen\u00edze na pozemek? Mezi b\u011b\u017en\u00e9 a nej\u010dast\u011bj\u0161\u00ed d\u016fvody odm\u00edtnut\u00ed pat\u0159\u00ed \u0161patn\u00e1 bonita a z\u00e1znam v registru. Lid\u00e9 \u010dasto nedosahuj\u00ed sv\u00fdm p\u0159\u00edjmem na po\u017eadovan\u00e9 normy, nemohou tedy nastavit spl\u00e1tky tak, aby \u00fav\u011br dok\u00e1zali spl\u00e1cet. N\u00edzk\u00fd p\u0159\u00edjem je bohu\u017eel i v dne\u0161n\u00ed dob\u011b velk\u00fd probl\u00e9m, pokud si pot\u0159ebujete vz\u00edt vy\u0161\u0161\u00ed \u00fav\u011br. Dal\u0161\u00ed \u0161patnou zpr\u00e1vou je p\u0159\u00edpad, kdy m\u00e1te z\u00e1znam v registru. Z\u00e1znamy v\u0161ak na\u0161e spole\u010dnost toleruje.Na\u0161e forma nebankovn\u00ed hypot\u00e9ky:  P\u0159edem neplat\u00edte \u017e\u00e1dn\u00e9 poplatky. Dobu splatnosti si m\u016f\u017eete nastavit podle libosti \u2013 od jednoho roku a\u017e po 30 let. Ne\u010dek\u00e1 v\u00e1s \u017e\u00e1dn\u00e9 slo\u017eit\u00e9 pap\u00edrov\u00e1n\u00ed. Tolerujeme z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u2013 bankovn\u00edho i nebankovn\u00edho typu. N\u011bco jist\u011b ud\u011bl\u00e1me i s n\u00edzk\u00fdmi p\u0159\u00edjmy \u2013 \u00fav\u011br v\u00e1m p\u0159izp\u016fsob\u00edme tak, abyste zvl\u00e1dali spl\u00e1cet a mohli jej z\u00edskat. Ru\u010den\u00ed jakoukoliv nemovitost\u00ed. Poskytujeme v\u00fdhodn\u00e9 podm\u00ednky pro ka\u017ed\u00e9ho. Podnikatelsk\u00e9 i spot\u0159ebitelsk\u00e9 \u00fav\u011bry. N\u00edzk\u00e1 \u00farokov\u00e1 sazba ji\u017e od 6,9 %. Pen\u00edze vypl\u00e1c\u00edme i do 24 hodin. Je mo\u017en\u00e9 vyplacen\u00ed z\u00e1stav, exekuc\u00ed, dluh\u016f. S pen\u011bzi m\u016f\u017eete nakl\u00e1dat podle libosti. Americk\u00fd VIP \u00fav\u011br od 4 % ro\u010dn\u011b. \u010c\u00e1stky, \u010d\u00edsla, procenta a v\u00fdpo\u010dty Jak to ud\u011blat, tak, abychom zbyte\u010dn\u011b moc nep\u0159eplatili? To si jist\u011b \u0159\u00edk\u00e1 ka\u017ed\u00fd, kdo si pot\u0159ebuje p\u016fj\u010dit. My to rozhodn\u011b ch\u00e1peme, tak\u017ee se sna\u017e\u00edme dr\u017eet \u00farokovou sazbu st\u00e1le velice n\u00edzko a konkurovat t\u00edm b\u011b\u017en\u00fdm finan\u010dn\u00edm instituc\u00edm. Mo\u017en\u00e1 jste u\u017e narazili na pojem 100% hypot\u00e9ka. Co to znamen\u00e1? V tomto p\u0159\u00edpad\u011b se jedn\u00e1 o ru\u010den\u00ed nemovitosti.Jak je to tedy s ru\u010den\u00edm nemovitosti? Mohu z\u00edskat pln\u00fdch sto procent za svou nemovitost, kterou d\u00e1m do z\u00e1stavy? Bohu\u017eel v\u00e1m mus\u00edme ozn\u00e1mit, \u017ee pln\u00e1 procenta nez\u00edsk\u00e1te, a to nikde a u nikoho. Takov\u00fdto finan\u010dn\u00ed produkt neexistuje, proto\u017ee se od 1.4.2017 zm\u011bnila \u00faprava pr\u00e1vn\u00ed normy dle \u010cNB. Nen\u00ed mo\u017en\u00e9 poskytnout pln\u00e1 procenta. M\u016f\u017eete v\u0161ak z\u00edskat a\u017e 90 %.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ky","item":"https:\/\/www.spidy.cz\/nebankovni-hypoteky\/#breadcrumbitem"}]}]