[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spidy.cz\/i-pozemek-muze-byt-vhodna-zaruka-za-vas-uver\/#Article","mainEntityOfPage":"https:\/\/www.spidy.cz\/i-pozemek-muze-byt-vhodna-zaruka-za-vas-uver\/","headline":"I pozemek m\u016f\u017ee b\u00fdt vhodn\u00e1 z\u00e1ruka za v\u00e1\u0161 \u00fav\u011br","name":"I pozemek m\u016f\u017ee b\u00fdt vhodn\u00e1 z\u00e1ruka za v\u00e1\u0161 \u00fav\u011br","description":"M\u00e1te z\u00e1jem o nebankovn\u00ed hypot\u00e9ku, proto\u017ee je to zp\u016fsob, jak se rychle dostat k pen\u011bz\u016fm? Tr\u00e1p\u00ed v\u00e1s, \u017ee nem\u00e1te po ruce vhodnou nemovitost jako z\u00e1ruku, proto\u017ee vlastn\u00edte jen pozemek, nikoli \u017e\u00e1dnou stavbu? V tom p\u0159\u00edpad\u011b jsou va\u0161e starosti naprosto zbyte\u010dn\u00e9, proto\u017ee pokud jde o nezbytn\u00e9 ru\u010den\u00ed nemovitost\u00ed za nebankovn\u00ed \u00fav\u011br, tak nez\u00e1le\u017e\u00ed ani tak na […]","datePublished":"2019-09-12","dateModified":"2019-09-12","author":{"@type":"Person","@id":"https:\/\/www.spidy.cz\/author\/#Person","name":"","url":"https:\/\/www.spidy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spidy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spidy.cz\/wp-content\/uploads\/img_a340662_w1710_t1553585823.jpg","url":"https:\/\/www.spidy.cz\/wp-content\/uploads\/img_a340662_w1710_t1553585823.jpg","height":0,"width":0},"url":"https:\/\/www.spidy.cz\/i-pozemek-muze-byt-vhodna-zaruka-za-vas-uver\/","about":["Pen\u00edze"],"wordCount":406,"articleBody":"   M\u00e1te z\u00e1jem o nebankovn\u00ed hypot\u00e9ku, proto\u017ee je to zp\u016fsob, jak se rychle dostat k pen\u011bz\u016fm? Tr\u00e1p\u00ed v\u00e1s, \u017ee nem\u00e1te po ruce vhodnou nemovitost jako z\u00e1ruku, proto\u017ee vlastn\u00edte jen pozemek, nikoli \u017e\u00e1dnou stavbu? V tom p\u0159\u00edpad\u011b jsou va\u0161e starosti naprosto zbyte\u010dn\u00e9, proto\u017ee pokud jde o nezbytn\u00e9 ru\u010den\u00ed nemovitost\u00ed za nebankovn\u00ed \u00fav\u011br, tak nez\u00e1le\u017e\u00ed ani tak na druhu nemovitosti jako na jej\u00ed hodnot\u011b. Z takov\u00e9ho \u00fahlu pohledu se d\u00e1 dokonce prohl\u00e1sit, \u017ee jsou si v\u0161echny nemovitosti rovny. Z\u00edskat tak m\u016f\u017eete hypot\u00e9ku na pozemek, stejn\u011b jako hypot\u00e9ku na rodinn\u00fd d\u016fm. To d\u016fle\u017eit\u00e9, na \u010dem opravdu z\u00e1le\u017e\u00ed, je to, jakou m\u00e1 zvolen\u00e1 nemovitost hodnotu na aktu\u00e1ln\u00edm trhu.Jde o to, \u017ee m\u016f\u017eete \u010derpat pen\u00edze a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent aktu\u00e1ln\u00ed odhadn\u00ed hodnoty zvolen\u00e9 nemovitosti. Tak\u017ee pokud pom\u00fd\u0161l\u00edte na opravdu vysokou p\u016fj\u010dku, zvolte opravdu hodnotnou nemovitost, jako je nap\u0159\u00edklad velk\u00fd firemn\u00ed v\u00fdrobn\u00ed are\u00e1l, rodinn\u00e1 vila anebo t\u0159eba luxusn\u00ed byt na dobr\u00e9 adrese. Naopak, pokud chcete m\u00edt v kapse t\u0159eba jen n\u011bkolik des\u00edtek tis\u00edc korun, tak by v\u00e1m mohla sta\u010dit i mal\u00e1 kancel\u00e1\u0159 \u010di mal\u00e1 zahradn\u00ed chata anebo gar\u00e1\u017e. Tak\u017ee pokud jde konkr\u00e9tn\u011b o pozemek, kter\u00fd m\u00e1te k dispozici, tak ten m\u016f\u017ee b\u00fdt r\u016fzn\u011b velk\u00fd a m\u016f\u017ee le\u017eet na r\u016fzn\u00e9 adrese, zkr\u00e1tka, mnoho faktor\u016f m\u016f\u017ee ovlivnit, jak\u00e1 bude jeho odhadn\u00ed cena \u2013 a\u0165 u\u017e bude vysok\u00e1 anebo naopak n\u00edzk\u00e1. P\u0159irozen\u011b se m\u016f\u017ee st\u00e1t i to, \u017ee \u017eadatel o \u00fav\u011br \u017e\u00e1dnou nemovitost nem\u00e1. P\u0159ekvapiv\u011b i v takov\u00e9 situaci existuje jedno chytr\u00e9 \u0159e\u0161en\u00ed, kter\u00e9 si m\u016f\u017ee zajistit skoro ka\u017ed\u00fd. Jde o to, sehnat si vhodn\u00e9ho spoluru\u010ditele. Spoluru\u010ditel je takov\u00fd \u010dlov\u011bk, kter\u00fd s\u00e1m vlastn\u00ed pot\u0159ebn\u00fd nemovit\u00fd majetek odpov\u00eddaj\u00edc\u00ed hodnoty, a je je\u0161t\u011b ke v\u0161emu ochotn\u00fd zaru\u010dit se za va\u0161i p\u016fj\u010dku t\u00edmto sv\u00fdm majetkem. M\u016f\u017ee to b\u00fdt t\u0159eba n\u011bkdo z rodiny, v\u00e1\u0161 bl\u00edzk\u00fd p\u0159\u00edtel \u010di soused, na tom nez\u00e1le\u017e\u00ed. A\u0165 je to kdokoli, mus\u00ed b\u00fdt ochoten ru\u010dit za v\u00e1\u0161 z\u00e1vazek sv\u00fdm vlastn\u00edm majetkem.                                                                                                                                                                                                                                                                                                                                                                                          3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I pozemek m\u016f\u017ee b\u00fdt vhodn\u00e1 z\u00e1ruka za v\u00e1\u0161 \u00fav\u011br","item":"https:\/\/www.spidy.cz\/i-pozemek-muze-byt-vhodna-zaruka-za-vas-uver\/#breadcrumbitem"}]}]